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Revolut vs N26

Revolut and N26 are new generation banks on App only. The initial idea of Revolut was travel card with free currency exchange. (except for Russian, Thai and Ukrainian currencies). N26 has also this feature. Other features of both apps are: free wire transfers, free cards, insurance.

 RevolutN26
Free withdrawal in Spain200€5000€
User experienceClear winner. Super easy and intuitive.The could just copy the Revolut here 🙂 especially that the card number could be visible in the app
Customer supportin app. with delaysold school email writing.
Apple PayNOYES
CryptocurrenciesBTC, ETH, LTCnone

I have been using both services for more than 15 months. I would say the Revolut was better in the beginning, but then were were two reasons why i switched to N26

  1. I reached the spend limit in Revolut and lifting 3 times was pain in the ass, and finally i was too bored to do that again.
  2. I need more than 200€ of cash every month.

Which is better?

If I could choose only one, i would choose N26 just because of the withdrawal. In general having both is good option and sometimes convenience especially if that card is dominant card in your country – so you can send money easy for your nanny or split the bills with friends.

My tips:

Get rid of your old school bank and get both

Revolut exchange rate on weekends rises.

For small businesses Revolut business product is quite expensive – 300€ / year, so get Paysera corporate account.

p.s. I am investor in Revolut

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