Estateguru is estonian real estate backed p2p lending platform operating in northern europe (Estonia, Latvia, Lithuania).
This is #1 p2p platform I recommend.
Registration. Super easy. You upload all copy of your passport, fill in the fields make a wire transfer and you are done.
Pros. Backed by real estate. The valuations are normal in my opinion. I am familiar with Lithuanian market and everything makes sense. Additionally the valuations of the properties are made by reputable companies like Colliers International or Oberhaus. (usually those big name companies give lower valuations so investor protection is even better) (In contrary Housers valuations are not)
Cons. You can select AutoInvest manual parameters if you put 500€ per loan.
People behind the project. Marek Partel
How are investments secured. All the loans are backed with a first rank mortgage. The mortgage is held by an entity which is separated from Estateguru.
CashBack: enter referral code EGU11239 or user this link and we both get 0,5% of invested amount during first three months.
p.s. I keep 5% of my Net Worth in this company